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Cara's Bean Dip

1 can refried beans
1 4 oz can mild green chilis, chopped
1 red bell pepper
1 green bell pepper
½ cup white onion
½ cup grated cheddar cheese
Olive oil as desired

Chop peppers, chilies and onion sauté in olive oil in a deep pan for 10 minutes or until soft. Add beans and cheese. (Add ½ cup cooked chopped chicken if desired.) Serve hot with your favorite RW Garcia chips.